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You will need to categorize and record those expenses each day, every day, to track that commitment. This time you both are serious, you intend to live within that budget! Just how are you going to keep yourself honest and on-target? Tracking a Budget with the Daily Expenses Spreadsheet In the past you have done this exercise and walked away at this point. It is stiff but you have a budget that functions…on paper. Still, it took considerable effort to squeeze those essential expenditures down to fit within your income. Perhaps you are even a little smug because you both were able to identify and eliminate some non-productive expenditures. You spent an entire weekend analyzing and grouping your household expenditures and comparing that total against the family income. The template will even help save you money because you can download the daily expenses spreadsheet for free! Creating a Budget with the Daily Expenses Tracker Creating a budget is easy with the daily expenses tracker.
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Now, you and your spouse have taken the step of creating a real, to the point, household budget. You have looked for opportunities to increase household income, which helped, but did not eliminate the need to economize. The dollars going out routinely exceed those coming in. Your regular income source is, well, stagnant. Money has been tight at home for a couple of years now, real tight.